HomeServicesFirst Home Buyer Loans
First Home Buyer Loans

Grants, stamp duty concessions and pre-approval, explained simply.

The First Home Owner Grant, stamp duty concessions and lender's mortgage insurance can be confusing to navigate alone. We walk first home buyers through eligibility, pre-approval and the full path to settlement.

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Why borrowers choose us for first home buyer loans

Local knowledge, panel-wide comparison

01

50+ lender panel

We compare first home buyer loans products across banks, second-tier and specialist lenders so you're not limited to one institution's rate.

02

Free, no-obligation advice

Our service is free — we're paid by the lender, not by you, and we'll always tell you if a product isn't the right fit.

03

Local, South-East Melbourne based

Based in Cranbourne, we understand the local property market across Casey and Greater Dandenong and can meet in person or online.

Common questions

First Home Buyer Loans FAQs

Am I eligible for the First Home Owner Grant?

Eligibility depends on the property value, whether it's new or established, and your state — we'll check the current rules for Victoria against your specific purchase.

How much deposit do I actually need?

Many first home buyer loans are available from a 5-10% deposit, sometimes with lender's mortgage insurance, or via government guarantee schemes with a smaller deposit in some cases.

What's the difference between a grant and a stamp duty concession?

A grant is a cash payment toward your purchase, while a stamp duty concession or exemption reduces or removes the government duty payable — many first home buyers qualify for both.

Talk to a broker about first home buyer loans today

Free consultation — phone, WhatsApp or email, whichever suits you.

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