From first home buyers to commercial investors and self-employed borrowers, we cover the full spread of lending South-East Melbourne needs.
First home buyer, refinance or investment — compared across 50+ lenders.
02Warehouse, office and business property finance for South-East Melbourne.
03Self-employed with limited paperwork? We specialise in low-doc lending.
04Switch to a sharper rate and put thousands back in your pocket.
05Working capital, equipment and expansion finance for local businesses.
06Competitive vehicle and equipment finance, personal or business.
07Build your property portfolio with the right loan structure.
08Grants, stamp duty concessions and pre-approval, explained simply.
Every borrower is different. Pick the one that sounds like you and see how we can help.
Understand grants, stamp duty concessions and your real borrowing power before you make an offer.
Explore first home loans →Loan structures that help you build a portfolio and keep your options open as you grow.
Explore investment loans →No payslips? Low-doc and alternative documentation options for business owners and contractors.
Explore low-doc loans →Already have a loan? We review it against 50+ lenders to see if a better deal is available.
Explore home loans →We handle the comparing, paperwork and lender conversations so you can focus on the move.
Tell us your goals by phone, WhatsApp or in person. No pressure and no cost to you.
We search our panel of 50+ lenders and recommend the loans that genuinely suit you.
We prepare and lodge your application and keep you updated right through to settlement.
Repayments, stamp duty, first home buyer costs, borrowing capacity and SMSF lending — every figure updates live as you adjust the sliders, no email required.
Estimate your repayment at any frequency — no "Calculate" button, the numbers move as you do.
Based on the standard amortising loan formula. Actual rates and fees vary by lender. Estimate only.
State transfer duty and first home buyer concessions.
Estimates based on standard state transfer duty schedules and FHB concessions. Always verify with your state revenue office.
Deposit, LMI and buying costs at a glance.
LMI is an estimate only. Other costs include legal, inspection and transfer fees. Grants may reduce cash required.
APRA-style serviceability estimate.
Uses APRA-style serviceability (assessment rate + 3% buffer). Credit cards assessed at 3% of limit. Rental income shaded at 75%. Estimate only.
Limited recourse borrowing snapshot.
SMSF limited recourse borrowing is complex. Cash flow excludes rates, insurance and vacancy. Seek specialist advice.
Based in Cranbourne, we work face-to-face or online with borrowers right across the Casey and Greater Dandenong region.
Shrinathji Financial Service is a trusted mortgage broking firm serving families and businesses across Cranbourne, Dandenong, Narre Warren, Berwick, Clyde, Hallam and the wider South-East Melbourne region. We simplify the loan process so you can focus on what matters.
Whether you're a first home buyer in Cranbourne North, refinancing in Dandenong or looking for a commercial loan in Narre Warren — we compare rates from over 50 lenders to find you the best deal.
Speak with a local Cranbourne broker about buying, refinancing or investing. It costs you nothing to ask.
Serving Cranbourne, Dandenong, Narre Warren, Berwick and the wider South-East Melbourne.