From first home buyers to commercial investors and self-employed borrowers, we cover the full spread of lending South-East Melbourne needs.
First home buyer, refinance or investment — compared across 50+ lenders.
02Warehouse, office and business property finance for South-East Melbourne.
03Self-employed with limited paperwork? We specialise in low-doc lending.
04Switch to a sharper rate and put thousands back in your pocket.
05Working capital, equipment and expansion finance for local businesses.
06Competitive vehicle and equipment finance, personal or business.
07Build your property portfolio with the right loan structure.
08Grants, stamp duty concessions and pre-approval, explained simply.
Repayments, stamp duty, first home buyer costs, borrowing capacity and SMSF lending — every figure updates live as you adjust the sliders, no email required.
Estimate your repayment at any frequency — no "Calculate" button, the numbers move as you do.
Based on the standard amortising loan formula. Actual rates and fees vary by lender. Estimate only.
State transfer duty and first home buyer concessions.
Estimates based on standard state transfer duty schedules and FHB concessions. Always verify with your state revenue office.
Deposit, LMI and buying costs at a glance.
LMI is an estimate only. Other costs include legal, inspection and transfer fees. Grants may reduce cash required.
APRA-style serviceability estimate.
Uses APRA-style serviceability (assessment rate + 3% buffer). Credit cards assessed at 3% of limit. Rental income shaded at 75%. Estimate only.
Limited recourse borrowing snapshot.
SMSF limited recourse borrowing is complex. Cash flow excludes rates, insurance and vacancy. Seek specialist advice.
Based in Cranbourne, we work face-to-face or online with borrowers right across the Casey and Greater Dandenong region.
Shrinathji Financial Service is a trusted mortgage broking firm serving families and businesses across Cranbourne, Dandenong, Narre Warren, Berwick, Clyde, Hallam and the wider South-East Melbourne region. We simplify the loan process so you can focus on what matters.
Whether you're a first home buyer in Cranbourne North, refinancing in Dandenong or looking for a commercial loan in Narre Warren — we compare rates from over 50 lenders to find you the best deal.