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Trusted Mortgage Broker — Cranbourne & Dandenong
Your Home Loan
Made Simple
Expert mortgage broking in Cranbourne, Dandenong, Narre Warren & surrounding suburbs. Home loans, commercial loans, low doc loans & more — tailored to your needs.
50+ LendersNo Broker FeeFast Approvals
Our Loan Services
Complete Loan Solutions in Cranbourne & Dandenong
From first home buyers to commercial investors, Srinathji Financial Service offers comprehensive mortgage broking across South-East Melbourne.
Home Loans
First home buyer, refinancing or investing — we find the right home loan from 50+ lenders for Cranbourne & Dandenong residents.
Commercial Loans
Business property finance, warehouse loans and office purchase solutions tailored for South-East Melbourne businesses.
Low Doc Loans
Self-employed? Limited paperwork? Our low-doc loan specialists help you secure finance with minimal documentation.
Refinancing
Switch to a better rate and save thousands. Free refinance assessment for homeowners across Cranbourne & Dandenong.
Business Loans
Working capital, equipment finance and business expansion loans for local businesses in the Casey & Greater Dandenong region.
Car & Asset Finance
Competitive vehicle and equipment finance options with fast approvals for personal and business use.
Investment Loans
Build your property portfolio with expert investment loan advice. Negative gearing and interest-only options available.
First Home Buyers
Navigate grants, stamp duty concessions and get pre-approved. Specialist first home buyer service in Cranbourne area.
Free Tool
Loan Repayment Calculator
Estimate your monthly repayments instantly. Serving Cranbourne, Dandenong, Narre Warren & surrounds.
Shrinathji Finance
Free Mortgage Calculators Australia
Estimate repayments, stamp duty, borrowing power and more. Instant, free, and tailored for Australian home buyers.
Home Loan Repayment Calculator
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Your Estimated Results
Repayment Amount
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Total Repayments
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Total Interest Payable
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Based on the standard amortising loan formula. Actual rates and fees vary by lender. This is an estimate only.
Australian Stamp Duty Calculator
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Estimated Stamp Duty & Costs
Estimated Stamp Duty
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First Home Buyer Concession
$0
Government Grant Eligibility
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Est. Upfront Costs (Duty + Fees)
$0
Estimates based on current state transfer duty schedules and FHB concessions. Always verify with your state’s revenue office.
First Home Buyer Calculator
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Calculating…
Your First Home Buyer Estimate
Required Loan Amount
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Deposit Percentage
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Estimated LMI
$0
Stamp Duty (est.)
$0
Other Buying Costs (est.)
$0
Approx. Savings Required
$0
LMI is an estimate only. Other costs include legal, inspection and transfer fees. Grants may reduce cash required.
Borrowing Capacity Calculator
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Calculating…
Estimated Borrowing Capacity
Maximum Borrowing Capacity
$0
Comfortable Borrowing Amount
$0
Est. Monthly Repayment (at max)
$0
Uses APRA-style serviceability (rate + 3% buffer). Credit cards assessed at 3% of limit. Rental income shaded at 75%. This is an estimate only.
SMSF Property Loan Calculator
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Calculating…
SMSF Loan Estimate
SMSF Loan Required
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Monthly Repayments
$0
Monthly Rental Income
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Monthly Cash Flow Difference
$0
LVR Percentage
0%
SMSF limited recourse borrowing is complex. Cash flow excludes rates, insurance and vacancy. Seek specialist advice.
Need a personalised home loan assessment?
Speak with a specialist at Shrinathji Finance – free, no obligation.
Frequently Asked Questions
How much can I borrow in Australia?
Borrowing capacity depends on your income, existing debts, living expenses, number of dependants and the lender’s serviceability rules. Australian lenders typically assess you at the loan rate plus a 3% APRA buffer. Use the Borrowing Capacity Calculator above for an estimate.
How much deposit do I need to buy a home?
Most lenders prefer a 20% deposit to avoid Lenders Mortgage Insurance (LMI). Many first home buyers enter the market with 5–10% using government schemes such as the First Home Guarantee. You will also need extra cash for stamp duty, legal fees and inspections.
How is mortgage repayment calculated?
Repayments are calculated using the standard amortising loan formula that factors in loan amount, interest rate, term and repayment frequency (monthly, fortnightly or weekly).
What costs are involved when buying property?
Major upfront costs include stamp duty (varies by state), legal/conveyancing fees, building and pest inspections, transfer and registration fees, and possibly LMI if your deposit is under 20%.
Disclaimer: These calculators provide estimates only and do not constitute financial, credit or legal advice. Stamp duty rates, grants and lender criteria change regularly. Always seek personalised advice from a licensed mortgage broker. Shrinathji Finance is a credit representative.
About Us
Your Local Mortgage Broker in Cranbourne
Srinathji Financial Service is a trusted mortgage broking firm serving families and businesses across Cranbourne, Dandenong, Narre Warren, Berwick, Clyde, Hallam and the wider South-East Melbourne region. We simplify the loan process so you can focus on what matters.
Whether you’re a first home buyer in Cranbourne North, refinancing in Dandenong or looking for a commercial loan in Narre Warren — we compare rates from over 50 lenders to find you the best deal.
50+
Lender Panel
100%
Free Service
Get In Touch
Free Consultation — Cranbourne & Dandenong
Book your free, no-obligation consultation with our Cranbourne-based mortgage brokers today.
Office Location
Cranbourne, VIC 3977
Serving Dandenong, Narre Warren, Berwick, Clyde, Hallam & Casey region
Phone
0425 146 115
Srinathji FinancialYour trusted local mortgage broker in Cranbourne & Dandenong. Helping Australians achieve their home ownership and investment dreams.
Loan Services
- Home Loans
- Commercial Loans
- Low Doc Loans
- Refinancing
- Business Loans
- Car & Asset Finance
- Investment Loans
- First Home Buyer Loans
Areas We Serve
Contact
- Cranbourne, VIC 3977
- Phone: 0425 146 115
- mital@shrinathjifinancial.com.au
Serving mortgage broker needs across:
Cranbourne • Dandenong • Narre Warren • Berwick • Clyde • Hallam • Hampton Park • Cranbourne North • Cranbourne West • Lynbrook • Doveton • Endeavour Hills • Casey • Greater Dandenong
© 2026 Srinathji Financial Service. All rights reserved.
Australian Credit Licence holder. Credit Representative.